Imagine you are being visited by the three ghosts of Christmas, but this is the 21st century so these guys are pulling up in the wheels of their time. Past arrives in a souped-up GTO with 80s glam rock pounding out of his Pioneer cassette/stereo auto sound system. Future appears in complete silence. He's got a self-driving Tesla, a fully computerized, internet ready automobile with gadgets galore. Here comes the Ghost of Christmas Present Reports show the Ghost of Christmas Present is probably a woman. She’s driving a sensible car that’s gas friendly and tech savvy. She’s got a heads-up display for…