Taco Dip

1 lb. hamburger
1 pkg. taco seasoning
1 can refried beans
1 (8 oz.) carton sour cream
Hot taco sauce to taste
1 can sliced or chopped black olives
1/4 - 1/2 lb. cheddar cheese, grated
1/4 - 1/2 lb. Monterey Jack cheese, grated

Brown the hamburger; drain and add the taco seasoning. Spread the mix in the bottom of a 9" square baking dish. Layer the remaining ingredients in order given on top of hamburger. Bake at 350 degrees for 30 minutes or until heated through. Serve with crisp tortilla chips.